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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,130 | $103,038-66.9% | $90,324-62.2% | $152,909-77.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 17.48% | 95.25%-77.8pp | 78.15%-60.7pp | 345.46%-328.0pp |
| Employer contribution / active EE | $1,422 | $3,141-54.7% | $2,856-50.2% | $4,764-70.1% |
| Participant deferral / active EE | $4,395 | $4,282+2.6% | $3,885+13.1% | $5,851-24.9% |
| Admin fee / account holder | $552 | $6,177-91.1% | $5,356-89.7% | $11,601-95.2% |