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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,396 | $156,398-48.6% | $147,318-45.4% | $138,895-42.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 18.88% | 78.75%-59.9pp | 70.43%-51.6pp | 145.39%-126.5pp |
| Employer contribution / active EE | $11,908 | $4,853+145.4% | $4,593+159.3% | $4,194+183.9% |
| Participant deferral / active EE | $9,784 | $8,237+18.8% | $7,906+23.7% | $6,396+53.0% |
| Admin fee / account holder | $7,468 | $14,976-50.1% | $13,708-45.5% | $12,562-40.6% |