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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,321 | $148,623-67.5% | $135,974-64.5% | $139,466-65.4% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 20.49% | 79.30%-58.8pp | 68.30%-47.8pp | 373.66%-353.2pp |
| Employer contribution / active EE | $7,990 | $5,246+52.3% | $4,859+64.4% | $4,754+68.1% |
| Participant deferral / active EE | $4,645 | $8,103-42.7% | $7,760-40.1% | $6,712-30.8% |
| Admin fee / account holder | $1,609 | $12,406-87.0% | $10,767-85.1% | $11,409-85.9% |