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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,321 | $148,582-67.5% | $135,942-64.5% | $139,456-65.4% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 20.49% | 79.26%-58.8pp | 68.28%-47.8pp | 373.45%-353.0pp |
| Employer contribution / active EE | $7,990 | $5,245+52.3% | $4,858+64.5% | $4,753+68.1% |
| Participant deferral / active EE | $4,645 | $8,101-42.7% | $7,759-40.1% | $6,711-30.8% |
| Admin fee / account holder | $1,609 | $12,402-87.0% | $10,764-85.1% | $11,407-85.9% |