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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,905 | $138,102-75.4% | $125,381-73.0% | $134,532-74.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.48% | 750.73%-770.2pp | 572.31%-591.8pp | 418.27%-437.7pp |
| Employer contribution / active EE | $7,125 | $5,245+35.8% | $4,815+48.0% | $4,741+50.3% |
| Participant deferral / active EE | $4,433 | $7,801-43.2% | $7,448-40.5% | $6,401-30.7% |
| Admin fee / account holder | $498 | $11,568-95.7% | $10,007-95.0% | $11,429-95.6% |