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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,215 | $144,130-32.6% | $117,861-17.5% | $147,586-34.1% |
| Participation rate | 92.9% | 83.4%+9.4pp | 79.7%+13.2pp | 82.8%+10.0pp |
| Annual return | 19.20% | 531.20%-512.0pp | 335.11%-315.9pp | 578.59%-559.4pp |
| Employer contribution / active EE | $7,423 | $4,897+51.6% | $3,786+96.1% | $4,876+52.2% |
| Participant deferral / active EE | $8,455 | $5,316+59.0% | $4,482+88.6% | $5,439+55.4% |
| Admin fee / account holder | $313 | $10,887-97.1% | $8,021-96.1% | $10,886-97.1% |