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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,583 | $131,835-25.2% | $108,582-9.2% | $273,972-64.0% |
| Participation rate | 75.0% | 83.5%-8.5pp | 79.6%-4.6pp | 83.0%-8.0pp |
| Annual return | 28.13% | -91.57%+119.7pp | -51.70%+79.8pp | 41.46%-13.3pp |
| Employer contribution / active EE | $6,510 | $4,913+32.5% | $3,758+73.2% | $4,869+33.7% |
| Participant deferral / active EE | $7,182 | $5,127+40.1% | $4,311+66.6% | $5,287+35.8% |
| Admin fee / account holder | $783 | $10,253-92.4% | $7,645-89.8% | $10,133-92.3% |