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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,007 | $162,821-7.3% | $133,978+12.7% | $158,982-5.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 15.95% | 41.95%-26.0pp | 45.10%-29.1pp | 302.99%-287.0pp |
| Employer contribution / active EE | $7,865 | $4,976+58.1% | $3,919+100.7% | $4,763+65.1% |
| Participant deferral / active EE | $9,859 | $5,910+66.8% | $5,047+95.3% | $5,983+64.8% |
| Admin fee / account holder | $8,173 | $11,742-30.4% | $8,930-8.5% | $11,252-27.4% |