Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,909 | $122,063-91.1% | $184,256-94.1% | $74,478-85.4% |
| Participation rate | 75.0% | 85.5%-10.5pp | 86.8%-11.8pp | 67.2%+7.8pp |
| Annual return | 10.77% | 19.92%-9.1pp | 28.85%-18.1pp | 1370.56%-1359.8pp |
| Employer contribution / active EE | $1,625 | $4,539-64.2% | $6,427-74.7% | $2,626-38.1% |
| Participant deferral / active EE | $2,412 | $7,144-66.2% | $9,133-73.6% | $4,350-44.6% |
| Admin fee / account holder | $824 | $1,253-34.2% | $13,899-94.1% | $1,946-57.7% |