Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,636 | $122,063+25.9% | $184,256-16.6% | $74,478+106.3% |
| Participation rate | 79.0% | 85.5%-6.5pp | 86.8%-7.8pp | 67.2%+11.8pp |
| Annual return | 143.03% | 19.92%+123.1pp | 28.85%+114.2pp | 1370.56%-1227.5pp |
| Employer contribution / active EE | $778 | $4,539-82.9% | $6,427-87.9% | $2,626-70.4% |
| Participant deferral / active EE | $2,120 | $7,144-70.3% | $9,133-76.8% | $4,350-51.3% |
| Admin fee / account holder | $6,320 | $1,253+404.5% | $13,899-54.5% | $1,946+224.8% |