| Provider | Service type | Compensation |
|---|---|---|
PCS RETIREMENT, LLC2 years Filed as: PCS RETIREMENT LLC Service code 13 · EIN 23-3038464 | Contract Administrator | $182,847 |
HINDS FINANCIAL GROUP INC2 years Filed as: HINDS FINANCIAL GROUP, INC. Service code 27 1818 SPRING STREET · PASO ROBLES, CA 93446 | Advisory (Plan) | $22,114 |
Filed as: UNITED PLANNERS' FINANCIAL SERVICES Service code 27 1818 SPRING STREET · PASO ROBLES, CA 93446 | Advisory (Plan) | $8,100 |
OSAIC WEALTH INC1 year Filed as: OSAIC WEALTH, INC. Service code 27 16020 SWINGLEY RIDGE RD STE 32 · CHESTERFIELD, MO 63017 | Advisory (Plan) | $6,705 |
Service code 27 8440 WOODFIELD CROSSING BLVD. · INDIANAPOLIS, IN 46240 | Advisory (Plan) | $5,371 |
Service code 27 · EIN 85-0655239 | Advisory (Plan) | $5,370 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,794 | $122,585-75.7% | $184,256-83.8% | $200,096-85.1% |
| Participation rate | 60.3% | 86.9%-26.7pp | 86.8%-26.6pp | 72.0%-11.8pp |
| Annual return | 42.81% | 144.12%-101.3pp | 28.85%+14.0pp | 34.26%+8.6pp |
| Employer contribution / active EE | $1,779 | $4,571-61.1% | $6,427-72.3% | $3,038-41.4% |
| Participant deferral / active EE | $3,112 | $7,972-61.0% | $9,133-65.9% | $5,090-38.9% |
| Admin fee / account holder | $340 | $120+182.7% | $13,899-97.6% | $269+26.2% |