| Provider | Service type | Compensation |
|---|---|---|
PCS RETIREMENT, LLC1 year Filed as: PCS RETIREMENT LLC Service code 13 · EIN 23-3038464 | Contract Administrator | $171,309 |
DRIVE WEALTH ADVISERS2 years Service code 27 3333 N DIGITAL DR STE 700 · LEHI, UT 84043 | Advisory (Plan) | $128,001 |
SOLTIS INVESTMENT ADVISORS2 years Filed as: SOLTIS INVESTMENT ADVISORS, LLC Service code 27 20 N MAIN ST STE 400 · SAINT GEORGE, UT 84770 | Advisory (Plan) | $44,436 |
DECISIONPOINT FINANCIAL2 years Filed as: DECISIONPOINT FINANCIAL, LLC Service code 27 2812 N NORWALK STE 116 · MESA, AZ 85215 | Advisory (Plan) | $20,341 |
Filed as: FORUM FINANCIAL MANAGEMENT, LP Service code 27 1900 S HIGHLAND AVE STE 100 · LOMBARD, IL 60148 | Advisory (Plan) | $10,094 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,220 | $112,711-70.5% | $170,055-80.5% | $80,187-58.6% |
| Participation rate | 57.9% | 87.4%-29.5pp | 87.0%-29.1pp | 72.9%-15.0pp |
| Annual return | 102.02% | 67.06%+35.0pp | 53.43%+48.6pp | 40.40%+61.6pp |
| Employer contribution / active EE | $2,036 | $4,488-54.6% | $6,790-70.0% | $2,980-31.7% |
| Participant deferral / active EE | $2,767 | $7,861-64.8% | $10,410-73.4% | $5,016-44.8% |
| Admin fee / account holder | $165 | $99+65.5% | $12,828-98.7% | $145+13.5% |