| Provider | Service type | Compensation |
|---|---|---|
DRIVE WEALTH ADVISERS1 year Service code 27 3333 N DIGITAL DR STE 700 · LEHI, UT 84043 | Advisory (Plan) | $70,798 |
PCS RETIREMENT, LLC1 year Filed as: PCS RETIREMENT Service code 13 · EIN 23-3038464 | Contract Administrator | $25,401 |
DECISIONPOINT FINANCIAL1 year Filed as: DECISIONPOINT FINANCIAL, LLC Service code 27 2812 N NORWALK STE 116 · MESA, AZ 85215 | Advisory (Plan) | $20,387 |
Filed as: SOLTIS INVESTMENT ADVISORS, LLC Service code 27 20 N MAIN ST STE 400 · SAINT GEORGE, UT 84770 | Advisory (Plan) | $11,017 |
Filed as: FORUM FINANCIAL MANAGEMENT, LP Service code 27 1900 S HIGHLAND AVE STE 100 · LOMBARD, IL 60148 | Advisory (Plan) | $7,048 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,237 | $95,918-67.4% | $151,634-79.4% | $77,906-59.9% |
| Participation rate | 49.8% | 88.7%-38.9pp | 87.5%-37.7pp | 73.7%-23.9pp |
| Annual return | -13.82% | -5.50%-8.3pp | 3.32%-17.1pp | 12.16%-26.0pp |
| Employer contribution / active EE | $1,239 | $4,330-71.4% | $6,165-79.9% | $2,846-56.5% |
| Participant deferral / active EE | $2,266 | $7,508-69.8% | $8,363-72.9% | $4,805-52.9% |
| Admin fee / account holder | $134 | $93+43.8% | $11,614-98.8% | $133+1.2% |