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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,867 | $176,077-39.9% | $159,455-33.6% | $167,518-36.8% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 19.81% | 331.83%-312.0pp | 263.63%-243.8pp | 478.71%-458.9pp |
| Employer contribution / active EE | $12,771 | $5,298+141.1% | $4,830+164.4% | $4,838+164.0% |
| Participant deferral / active EE | $12,138 | $7,751+56.6% | $7,353+65.1% | $6,342+91.4% |
| Admin fee / account holder | $2,319 | $12,556-81.5% | $10,800-78.5% | $12,312-81.2% |