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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,259 | $157,296-68.0% | $141,191-64.4% | $152,897-67.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 31.02% | 64.34%-33.3pp | 71.41%-40.4pp | 345.43%-314.4pp |
| Employer contribution / active EE | $12,832 | $5,262+143.9% | $4,736+171.0% | $4,764+169.4% |
| Participant deferral / active EE | $11,200 | $7,111+57.5% | $6,710+66.9% | $5,851+91.4% |
| Admin fee / account holder | $23,517 | $12,125+94.0% | $10,264+129.1% | $11,599+102.7% |