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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,963 | $93,598+12.1% | $135,974-22.8% | $75,173+39.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 27.50% | 30.89%-3.4pp | 68.30%-40.8pp | 160.72%-133.2pp |
| Employer contribution / active EE | $15,041 | $3,538+325.1% | $4,859+209.6% | $2,671+463.1% |
| Participant deferral / active EE | $13,525 | $6,405+111.2% | $7,760+74.3% | $4,126+227.8% |
| Admin fee / account holder | $2,666 | $6,978-61.8% | $10,767-75.2% | $5,651-52.8% |