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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,797 | $108,226-67.8% | $77,513-55.1% | $158,950-78.1% |
| Participation rate | 85.7% | 64.4%+21.3pp | 54.2%+31.5pp | 82.0%+3.8pp |
| Annual return | 18.47% | 31.67%-13.2pp | 54.81%-36.3pp | 302.91%-284.4pp |
| Employer contribution / active EE | $1,545 | $1,325+16.6% | $987+56.6% | $4,762-67.6% |
| Participant deferral / active EE | $4,723 | $2,456+92.3% | $1,861+153.8% | $5,983-21.1% |
| Admin fee / account holder | $421 | $3,710-88.6% | $2,859-85.3% | $11,248-96.3% |