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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,617 | $90,320-93.8% | $59,496-90.6% | $125,389-95.5% |
| Participation rate | 42.9% | 68.3%-25.4pp | 54.6%-11.7pp | 83.2%-40.3pp |
| Annual return | -6.38% | 369.13%-375.5pp | 182.05%-188.4pp | 282.24%-288.6pp |
| Employer contribution / active EE | $614 | $1,792-65.7% | $1,153-46.7% | $4,866-87.4% |
| Participant deferral / active EE | $917 | $2,716-66.2% | $1,829-49.9% | $5,352-82.9% |
| Admin fee / account holder | $89 | $3,063-97.1% | $2,232-96.0% | $9,541-99.1% |