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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,010 | $110,629-61.1% | $80,784-46.8% | $167,553-74.3% |
| Participation rate | 38.9% | 64.0%-25.1pp | 54.2%-15.3pp | 82.1%-43.2pp |
| Annual return | 16.98% | 120.58%-103.6pp | 87.31%-70.3pp | 478.89%-461.9pp |
| Employer contribution / active EE | $589 | $1,543-61.8% | $1,160-49.2% | $4,840-87.8% |
| Participant deferral / active EE | $2,826 | $2,871-1.6% | $2,145+31.7% | $6,343-55.5% |
| Admin fee / account holder | $588 | $4,547-87.1% | $3,380-82.6% | $12,316-95.2% |