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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,252 | $115,780-30.7% | $101,255-20.7% | $158,931-49.5% |
| Participation rate | 44.4% | 79.4%-34.9pp | 75.8%-31.4pp | 82.0%-37.5pp |
| Annual return | 17.06% | 56.14%-39.1pp | 46.48%-29.4pp | 302.86%-285.8pp |
| Employer contribution / active EE | $2,147 | $4,175-48.6% | $3,660-41.3% | $4,761-54.9% |
| Participant deferral / active EE | $7,258 | $4,958+46.4% | $4,370+66.1% | $5,982+21.3% |
| Admin fee / account holder | $97 | $7,246-98.7% | $5,946-98.4% | $11,247-99.1% |