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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,480 | $107,341-53.0% | $92,897-45.7% | $152,870-67.0% |
| Participation rate | 47.1% | 79.8%-32.7pp | 76.0%-28.9pp | 82.4%-35.4pp |
| Annual return | 10.46% | 145.59%-135.1pp | 109.42%-99.0pp | 345.34%-334.9pp |
| Employer contribution / active EE | $2,056 | $4,221-51.3% | $3,653-43.7% | $4,763-56.8% |
| Participant deferral / active EE | $7,106 | $4,847+46.6% | $4,238+67.7% | $5,850+21.5% |
| Admin fee / account holder | $50 | $7,080-99.3% | $5,794-99.1% | $11,597-99.6% |