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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,480 | $107,368-53.0% | $92,915-45.7% | $152,909-67.0% |
| Participation rate | 47.1% | 79.8%-32.7pp | 76.0%-28.9pp | 82.5%-35.4pp |
| Annual return | 10.46% | 145.64%-135.2pp | 109.45%-99.0pp | 345.46%-335.0pp |
| Employer contribution / active EE | $2,056 | $4,222-51.3% | $3,653-43.7% | $4,764-56.8% |
| Participant deferral / active EE | $7,106 | $4,848+46.6% | $4,238+67.7% | $5,851+21.4% |
| Admin fee / account holder | $50 | $7,082-99.3% | $5,796-99.1% | $11,601-99.6% |