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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,687 | $124,351-17.4% | $109,188-6.0% | $167,553-38.7% |
| Participation rate | 44.4% | 79.4%-35.0pp | 75.9%-31.4pp | 82.1%-37.7pp |
| Annual return | 15.09% | 26.04%-11.0pp | 25.76%-10.7pp | 478.89%-463.8pp |
| Employer contribution / active EE | $2,250 | $4,210-46.6% | $3,723-39.6% | $4,840-53.5% |
| Participant deferral / active EE | $8,044 | $5,257+53.0% | $4,654+72.8% | $6,343+26.8% |
| Admin fee / account holder | $142 | $7,975-98.2% | $6,755-97.9% | $12,316-98.9% |