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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,175 | $165,381-77.5% | $149,730-75.2% | $158,966-76.6% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 14.06% | 348.29%-334.2pp | 276.70%-262.6pp | 302.95%-288.9pp |
| Employer contribution / active EE | $3,811 | $5,104-25.3% | $4,645-18.0% | $4,762-20.0% |
| Participant deferral / active EE | $8,991 | $7,182+25.2% | $6,843+31.4% | $5,983+50.3% |
| Admin fee / account holder | $8,561 | $10,809-20.8% | $9,310-8.1% | $11,250-23.9% |