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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,612 | $150,447-80.3% | $136,298-78.3% | $147,586-79.9% |
| Participation rate | 54.5% | 84.4%-29.9pp | 81.9%-27.4pp | 82.8%-28.3pp |
| Annual return | 24.10% | 1049.15%-1025.1pp | 5156.27%-5132.2pp | 578.59%-554.5pp |
| Employer contribution / active EE | $3,761 | $5,256-28.5% | $4,696-19.9% | $4,876-22.9% |
| Participant deferral / active EE | $8,272 | $6,631+24.8% | $6,247+32.4% | $5,439+52.1% |
| Admin fee / account holder | $4,338 | $10,906-60.2% | $9,244-53.1% | $10,886-60.1% |