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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,383 | $138,075-80.2% | $123,552-77.8% | $135,379-79.8% |
| Participation rate | 47.1% | 84.7%-37.7pp | 82.3%-35.2pp | 82.6%-35.6pp |
| Annual return | -5.32% | 153.70%-159.0pp | 119.20%-124.5pp | 519.79%-525.1pp |
| Employer contribution / active EE | $2,716 | $5,152-47.3% | $4,628-41.3% | $4,779-43.2% |
| Participant deferral / active EE | $6,408 | $6,800-5.8% | $6,426-0.3% | $5,609+14.2% |
| Admin fee / account holder | $9,317 | $10,917-14.7% | $9,285+0.3% | $10,828-14.0% |