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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,841 | $91,536-74.0% | $130,062-81.7% | $75,177-68.3% |
| Participation rate | 82.1% | 71.5%+10.7pp | 78.5%+3.6pp | 67.2%+14.9pp |
| Annual return | 20.72% | -631.62%+652.3pp | -137.37%+158.1pp | 160.75%-140.0pp |
| Employer contribution / active EE | $4,306 | $2,845+51.4% | $4,322-0.4% | $2,671+61.2% |
| Participant deferral / active EE | $5,126 | $4,343+18.0% | $5,821-11.9% | $4,126+24.2% |
| Admin fee / account holder | $1,101 | $6,780-83.8% | $10,601-89.6% | $5,651-80.5% |