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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,221 | $99,994-74.8% | $146,643-82.8% | $85,847-70.6% |
| Participation rate | 47.1% | 73.1%-26.0pp | 80.1%-33.0pp | 69.3%-22.3pp |
| Annual return | 28.21% | 18.93%+9.3pp | 22.75%+5.5pp | 318.61%-290.4pp |
| Employer contribution / active EE | $1,733 | $2,559-32.3% | $4,137-58.1% | $2,565-32.5% |
| Participant deferral / active EE | $3,978 | $4,006-0.7% | $5,506-27.8% | $3,952+0.6% |
| Admin fee / account holder | $138 | $7,703-98.2% | $10,280-98.7% | $6,261-97.8% |