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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,625 | $81,870-76.0% | $119,634-83.6% | $68,490-71.3% |
| Participation rate | 81.8% | 71.9%+9.9pp | 79.3%+2.6pp | 67.9%+13.9pp |
| Annual return | 16.67% | -23.82%+40.5pp | -14.98%+31.7pp | -7.85%+24.5pp |
| Employer contribution / active EE | $4,563 | $2,692+69.5% | $4,232+7.8% | $2,597+75.7% |
| Participant deferral / active EE | $4,053 | $4,148-2.3% | $5,601-27.6% | $4,028+0.6% |
| Admin fee / account holder | $2,487 | $6,583-62.2% | $10,329-75.9% | $5,403-54.0% |