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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,931 | $104,664-78.1% | $85,693-73.2% | $167,518-86.3% |
| Participation rate | 66.7% | 76.4%-9.7pp | 69.9%-3.2pp | 82.1%-15.4pp |
| Annual return | 46.94% | 21.45%+25.5pp | 21.49%+25.5pp | 478.71%-431.8pp |
| Employer contribution / active EE | $1,904 | $3,337-42.9% | $2,618-27.3% | $4,838-60.6% |
| Participant deferral / active EE | $8,386 | $4,824+73.8% | $3,923+113.8% | $6,342+32.2% |
| Admin fee / account holder | $0 | $10,032-100.0% | $6,874-100.0% | $12,312-100.0% |