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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,963 | $85,024-27.1% | $70,544-12.2% | $139,466-55.6% |
| Participation rate | 33.3% | 73.9%-40.6pp | 68.4%-35.0pp | 80.3%-47.0pp |
| Annual return | 29.24% | 30.39%-1.2pp | 32.79%-3.6pp | 373.66%-344.4pp |
| Employer contribution / active EE | $1,320 | $3,912-66.3% | $2,976-55.6% | $4,754-72.2% |
| Participant deferral / active EE | $4,710 | $5,891-20.1% | $4,568+3.1% | $6,712-29.8% |
| Admin fee / account holder | $0 | $8,928-100.0% | $6,427-100.0% | $11,409-100.0% |