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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,947 | $82,314-58.8% | $68,808-50.7% | $134,532-74.8% |
| Participation rate | 66.7% | 75.1%-8.4pp | 69.0%-2.4pp | 81.2%-14.6pp |
| Annual return | -22.04% | -2.18%-19.9pp | -6.37%-15.7pp | 418.27%-440.3pp |
| Employer contribution / active EE | $2,280 | $3,301-30.9% | $2,656-14.2% | $4,741-51.9% |
| Participant deferral / active EE | $8,433 | $4,740+77.9% | $3,942+113.9% | $6,401+31.8% |
| Admin fee / account holder | $0 | $6,484-100.0% | $4,936-100.0% | $11,429-100.0% |