Retirement plan

WESTSIDE DB LLC 401(K) PLAN

Name: WESTSIDE DB LLC DBA DUTCH BROTHERS COFFEE WEST - WESTSIDE DB LLC 401(K) PLAN (2020) Form 5500
Creator: WESTSIDE DB LLC DBA DUTCH BROTHERS COFFEE WEST
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WESTSIDE DB LLC 401(K) PLAN, WESTSIDE DB LLC DBA DUTCH BROTHERS COFFEE WEST

WESTSIDE DB LLC DBA DUTCH BROTHERS COFFEE WESTEIN 46-3562666Plan #001PY 2020

8716 W. LUDLOW DR. STE #10 - PEORIA, AZ 85381480-399-7697

Prospect flagsLow participationLow assets / participantRecently reached 100 employeesFailed to transmit contributions

How to read this page

Total assets (EOY)

$1.2M

+52.7% from 2019

Total participants

169

+43.2% from 2019

Average account balance

$9,474

+11.0% from 2019

Annual return

33.51%

+2.99 pp from 2019

Benchmarks

See 9,301 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,301 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.00M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$17K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

115

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

5.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$287K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$281

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.48%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$135

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
COUNTRY TRUST BANK2 years Service code 15 1705 TOWANDA AVE · BLOOMINGTON, IL 61701	Recordkeeping	$10,657
AMERICAN FUNDS2 years Filed as: CAPITAL RESEARCH & MGMT COMPANY Service code 52 333 SOUTH HOPE STREET · LOS ANGELES, CA 90071	Indirect Investment Fees	$0
FIDELITY INVESTMENTS INSTITUTIONAL1 year Filed as: FIDELITY MANAGEMENT & RESEARCH CO Service code 52 3805 EDWARDS RD · CINCINNATI, OH 45209	Indirect Investment Fees	$0
T ROWE PRICE RPS INC2 years Filed as: T ROWE PRICE ASSOCIATES INC Service code 52 100 EAST PRATT STREET · BALTIMORE, MD 21202	Indirect Investment Fees	$0
THE VANGUARD GROUP, INC.2 years Filed as: THE VANGUARD GROUP INC Service code 52 PO BOX 2900 · VALLEY FORGE, PA 19482	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2F2G2J2K2T3D2E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
InformationalRecently reached 100 employees
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.

Expense breakdown

Schedule H Part II

Admin total

$11K

$116 / participant

Investment mgmt$11K100.0%

% of EOY assets

0.879%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MAYER HOFFMAN MCCANN P.C.
Auditor EIN: 431947695
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$9,474

$65,027-85.4%

$90,970-89.6%

$79,852-88.1%

Participation rate

55.4%

61.6%-6.2pp

69.0%-13.6pp

69.6%-14.2pp

Annual return

33.51%

30.45%+3.1pp

134.58%-101.1pp

31.72%+1.8pp

Employer contribution / active EE

$1,252

$1,247+0.4%

$2,122-41.0%

$2,471-49.3%

Participant deferral / active EE

$1,503

$2,512-40.1%

$3,373-55.4%

$3,740-59.8%

Admin fee / account holder

$83

$4,535-98.2%

$5,960-98.6%

$5,306-98.4%

Provider

Service type

Compensation

COUNTRY TRUST BANK2 years

Service code 15

1705 TOWANDA AVE · BLOOMINGTON, IL 61701

Recordkeeping

$10,657

AMERICAN FUNDS2 years

Filed as: CAPITAL RESEARCH & MGMT COMPANY

Service code 52

333 SOUTH HOPE STREET · LOS ANGELES, CA 90071

Indirect Investment Fees

FIDELITY INVESTMENTS INSTITUTIONAL1 year

Filed as: FIDELITY MANAGEMENT & RESEARCH CO

Service code 52

3805 EDWARDS RD · CINCINNATI, OH 45209

Indirect Investment Fees

T ROWE PRICE RPS INC2 years

Filed as: T ROWE PRICE ASSOCIATES INC

Service code 52

100 EAST PRATT STREET · BALTIMORE, MD 21202

Indirect Investment Fees

THE VANGUARD GROUP, INC.2 years

Filed as: THE VANGUARD GROUP INC

Service code 52

PO BOX 2900 · VALLEY FORGE, PA 19482

Indirect Investment Fees

WESTSIDE DB LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WESTSIDE DB LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion