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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,177 | $48,364-89.3% | $71,796-92.8% | $62,881-91.8% |
| Participation rate | 55.4% | 60.6%-5.2pp | 69.1%-13.7pp | 69.3%-13.9pp |
| Annual return | 6.30% | 13.16%-6.9pp | 78.04%-71.7pp | 20.14%-13.8pp |
| Employer contribution / active EE | $467 | $1,042-55.2% | $1,924-75.7% | $2,281-79.5% |
| Participant deferral / active EE | $1,230 | $2,091-41.2% | $2,794-56.0% | $3,203-61.6% |
| Admin fee / account holder | $51 | $3,771-98.7% | $4,815-98.9% | $4,296-98.8% |