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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,846 | $54,541-83.8% | $78,778-88.8% | $70,126-87.4% |
| Participation rate | 42.0% | 60.8%-18.8pp | 69.2%-27.2pp | 69.5%-27.5pp |
| Annual return | 32.11% | 21.07%+11.0pp | 35.62%-3.5pp | 73.15%-41.0pp |
| Employer contribution / active EE | $476 | $1,089-56.3% | $1,986-76.0% | $2,343-79.7% |
| Participant deferral / active EE | $1,202 | $2,210-45.6% | $2,958-59.4% | $3,332-63.9% |
| Admin fee / account holder | $168 | $3,709-95.5% | $5,134-96.7% | $4,645-96.4% |