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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,906 | $185,905-67.2% | $170,057-64.2% | $139,487-56.3% |
| Participation rate | 83.3% | 87.8%-4.4pp | 87.0%-3.7pp | 80.3%+3.0pp |
| Annual return | 16.03% | 60.56%-44.5pp | 53.42%-37.4pp | 373.84%-357.8pp |
| Employer contribution / active EE | $2,900 | $7,597-61.8% | $6,790-57.3% | $4,755-39.0% |
| Participant deferral / active EE | $5,330 | $11,627-54.2% | $10,411-48.8% | $6,713-20.6% |
| Admin fee / account holder | $3,823 | $15,397-75.2% | $12,826-70.2% | $11,407-66.5% |