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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,594 | $197,637-76.4% | $177,848-73.8% | $158,982-70.7% |
| Participation rate | 71.4% | 88.5%-17.1pp | 87.7%-16.3pp | 82.0%-10.5pp |
| Annual return | 8.15% | 58.77%-50.6pp | 48.33%-40.2pp | 302.99%-294.8pp |
| Employer contribution / active EE | $1,910 | $6,698-71.5% | $5,919-67.7% | $4,763-59.9% |
| Participant deferral / active EE | $3,069 | $8,405-63.5% | $7,714-60.2% | $5,983-48.7% |
| Admin fee / account holder | $436 | $15,406-97.2% | $12,431-96.5% | $11,252-96.1% |