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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,711 | $95,188-69.8% | $76,518-62.5% | $135,380-78.8% |
| Participation rate | 52.9% | 74.4%-21.4pp | 68.0%-15.1pp | 82.6%-29.7pp |
| Annual return | -7.06% | 4.85%-11.9pp | -0.27%-6.8pp | 519.81%-526.9pp |
| Employer contribution / active EE | $1,506 | $3,303-54.4% | $2,647-43.1% | $4,779-68.5% |
| Participant deferral / active EE | $2,410 | $4,640-48.1% | $3,836-37.2% | $5,609-57.0% |
| Admin fee / account holder | $0 | $6,249-100.0% | $4,849-100.0% | $10,828-100.0% |