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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,438 | $168,635-76.6% | $147,617-73.3% | $125,389-68.5% |
| Participation rate | 66.7% | 88.8%-22.1pp | 84.6%-18.0pp | 83.2%-16.5pp |
| Annual return | -5.12% | 77.65%-82.8pp | 61.98%-67.1pp | 282.24%-287.4pp |
| Employer contribution / active EE | $5,625 | $6,252-10.0% | $5,564+1.1% | $4,866+15.6% |
| Participant deferral / active EE | $5,625 | $5,507+2.1% | $4,895+14.9% | $5,352+5.1% |
| Admin fee / account holder | $0 | $13,580-100.0% | $11,612-100.0% | $9,541-100.0% |