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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,731 | $209,422-36.1% | $178,503-25.1% | $158,982-15.9% |
| Participation rate | 60.0% | 86.4%-26.4pp | 81.9%-21.9pp | 82.0%-22.0pp |
| Annual return | 38.97% | 188.81%-149.8pp | 151.12%-112.1pp | 302.99%-264.0pp |
| Employer contribution / active EE | $3,235 | $5,707-43.3% | $5,011-35.5% | $4,763-32.1% |
| Participant deferral / active EE | $3,270 | $5,955-45.1% | $5,202-37.1% | $5,983-45.4% |
| Admin fee / account holder | $0 | $17,079-100.0% | $13,987-100.0% | $11,252-100.0% |