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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,036 | $181,896-68.1% | $156,551-62.9% | $273,972-78.8% |
| Participation rate | 66.7% | 88.4%-21.7pp | 84.0%-17.3pp | 83.0%-16.3pp |
| Annual return | 12.71% | 30.74%-18.0pp | 32.23%-19.5pp | 41.46%-28.7pp |
| Employer contribution / active EE | $4,528 | $6,248-27.5% | $5,501-17.7% | $4,869-7.0% |
| Participant deferral / active EE | $4,528 | $5,550-18.4% | $4,871-7.1% | $5,287-14.4% |
| Admin fee / account holder | $0 | $15,560-100.0% | $13,028-100.0% | $10,133-100.0% |