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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,512 | $102,429+86.0% | $147,096+29.5% | $80,925+135.4% |
| Participation rate | 88.1% | 75.9%+12.2pp | 82.2%+5.9pp | 67.7%+20.4pp |
| Annual return | 26.75% | 135.02%-108.3pp | 419.75%-393.0pp | 35.65%-8.9pp |
| Employer contribution / active EE | $8,661 | $3,716+133.1% | $4,936+75.5% | $2,756+214.2% |
| Participant deferral / active EE | $10,396 | $6,649+56.4% | $8,071+28.8% | $4,299+141.8% |
| Admin fee / account holder | $687 | $7,957-91.4% | $13,005-94.7% | $6,940-90.1% |