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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,512 | $102,393+86.1% | $147,041+29.6% | $80,911+135.5% |
| Participation rate | 88.1% | 75.9%+12.2pp | 82.2%+5.9pp | 67.6%+20.4pp |
| Annual return | 26.75% | 134.95%-108.2pp | 419.21%-392.5pp | 35.63%-8.9pp |
| Employer contribution / active EE | $8,661 | $3,715+133.1% | $4,935+75.5% | $2,756+214.3% |
| Participant deferral / active EE | $10,396 | $6,647+56.4% | $8,071+28.8% | $4,297+141.9% |
| Admin fee / account holder | $687 | $7,943-91.4% | $13,006-94.7% | $6,935-90.1% |