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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,055 | $82,674+45.2% | $125,381-4.2% | $68,486+75.3% |
| Participation rate | 86.4% | 75.1%+11.3pp | 82.4%+4.0pp | 67.9%+18.5pp |
| Annual return | -19.74% | -5.97%-13.8pp | 572.31%-592.1pp | -7.85%-11.9pp |
| Employer contribution / active EE | $11,013 | $3,382+225.7% | $4,815+128.7% | $2,597+324.1% |
| Participant deferral / active EE | $10,539 | $6,111+72.5% | $7,448+41.5% | $4,028+161.7% |
| Admin fee / account holder | $1,112 | $6,277-82.3% | $10,007-88.9% | $5,404-79.4% |