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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,196 | $105,198+25.7% | $159,455-17.1% | $85,856+54.0% |
| Participation rate | 92.1% | 75.8%+16.3pp | 82.8%+9.3pp | 69.3%+22.8pp |
| Annual return | 13.99% | 45.08%-31.1pp | 263.63%-249.6pp | 318.58%-304.6pp |
| Employer contribution / active EE | $11,315 | $3,319+240.9% | $4,830+134.2% | $2,565+341.1% |
| Participant deferral / active EE | $10,102 | $5,946+69.9% | $7,353+37.4% | $3,952+155.6% |
| Admin fee / account holder | $6,875 | $6,934-0.9% | $10,800-36.3% | $6,261+9.8% |