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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,506 | $56,894+66.1% | $84,753+11.5% | $62,881+50.3% |
| Participation rate | 88.9% | 68.5%+20.4pp | 76.6%+12.3pp | 69.3%+19.6pp |
| Annual return | 1.53% | 6.30%-4.8pp | 22.78%-21.3pp | 20.14%-18.6pp |
| Employer contribution / active EE | $9,627 | $2,400+301.1% | $3,574+169.3% | $2,281+322.0% |
| Participant deferral / active EE | $1,024 | $2,709-62.2% | $3,712-72.4% | $3,203-68.0% |
| Admin fee / account holder | $5,080 | $3,581+41.9% | $5,333-4.7% | $4,296+18.3% |