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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,675 | $73,988+106.4% | $96,538+58.2% | $75,177+103.1% |
| Participation rate | 62.1% | 66.4%-4.3pp | 74.3%-12.2pp | 67.2%-5.1pp |
| Annual return | 16.43% | 26.73%-10.3pp | 35.74%-19.3pp | 160.75%-144.3pp |
| Employer contribution / active EE | $7,357 | $2,930+151.0% | $3,740+96.7% | $2,671+175.4% |
| Participant deferral / active EE | $2,286 | $3,660-37.5% | $4,880-53.2% | $4,126-44.6% |
| Admin fee / account holder | $1,097 | $5,220-79.0% | $6,737-83.7% | $5,651-80.6% |