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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,749 | $65,367+49.5% | $92,915+5.2% | $72,976+33.9% |
| Participation rate | 95.7% | 68.3%+27.4pp | 76.0%+19.7pp | 69.5%+26.3pp |
| Annual return | 22.23% | 42.11%-19.9pp | 109.45%-87.2pp | 81.02%-58.8pp |
| Employer contribution / active EE | $14,899 | $2,594+474.4% | $3,653+307.8% | $2,440+510.6% |
| Participant deferral / active EE | $1,182 | $3,128-62.2% | $4,238-72.1% | $3,608-67.2% |
| Admin fee / account holder | $15,178 | $4,251+257.0% | $5,796+161.9% | $5,124+196.2% |