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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,936 | $181,896-84.1% | $156,551-81.5% | $273,972-89.4% |
| Participation rate | 83.3% | 88.4%-5.1pp | 84.0%-0.7pp | 83.0%+0.3pp |
| Annual return | 8.31% | 30.74%-22.4pp | 32.23%-23.9pp | 41.46%-33.1pp |
| Employer contribution / active EE | $2,592 | $6,248-58.5% | $5,501-52.9% | $4,869-46.8% |
| Participant deferral / active EE | $4,533 | $5,550-18.3% | $4,871-6.9% | $5,287-14.3% |
| Admin fee / account holder | $1,455 | $15,560-90.6% | $13,028-88.8% | $10,133-85.6% |