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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,091 | $167,353-55.7% | $143,797-48.5% | $134,545-44.9% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -13.39% | 0.48%-13.9pp | -0.04%-13.4pp | 418.37%-431.8pp |
| Employer contribution / active EE | $3,272 | $5,620-41.8% | $4,952-33.9% | $4,742-31.0% |
| Participant deferral / active EE | $9,644 | $6,447+49.6% | $5,638+71.0% | $6,401+50.7% |
| Admin fee / account holder | $2,032 | $18,096-88.8% | $14,679-86.2% | $11,431-82.2% |