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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,481 | $183,516-43.6% | $155,534-33.5% | $145,884-29.1% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 14.07% | 61.43%-47.4pp | 64.92%-50.8pp | 551.85%-537.8pp |
| Employer contribution / active EE | $2,387 | $5,315-55.1% | $4,675-48.9% | $4,662-48.8% |
| Participant deferral / active EE | $7,681 | $6,467+18.8% | $5,630+36.4% | $6,690+14.8% |
| Admin fee / account holder | $24,255 | $19,293+25.7% | $15,900+52.6% | $13,392+81.1% |