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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,538 | $210,698-76.5% | $178,014-72.2% | $145,959-66.1% |
| Participation rate | 57.1% | 80.8%-23.6pp | 77.1%-19.9pp | 80.3%-23.1pp |
| Annual return | 12.20% | 386.27%-374.1pp | 294.80%-282.6pp | 561.95%-549.7pp |
| Employer contribution / active EE | $1,475 | $4,567-67.7% | $3,950-62.7% | $4,661-68.4% |
| Participant deferral / active EE | $2,141 | $6,958-69.2% | $6,276-65.9% | $6,689-68.0% |
| Admin fee / account holder | $15,128 | $12,016+25.9% | $10,362+46.0% | $13,398+12.9% |