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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,119 | $228,352-84.6% | $185,835-81.1% | $158,966-77.9% |
| Participation rate | 77.8% | 82.3%-4.5pp | 78.0%-0.3pp | 82.0%-4.2pp |
| Annual return | 16.47% | 40.81%-24.3pp | 35.96%-19.5pp | 302.95%-286.5pp |
| Employer contribution / active EE | $2,118 | $4,967-57.3% | $4,087-48.2% | $4,762-55.5% |
| Participant deferral / active EE | $4,282 | $6,416-33.3% | $5,633-24.0% | $5,983-28.4% |
| Admin fee / account holder | $422 | $11,867-96.4% | $9,502-95.6% | $11,250-96.2% |